Todd Beauchamp

Todd Beauchamp


Todd is Head of U.S. Payments.

With a core focus and extensive experience in payments and fintech, Todd advises a wide range of clients, including those in the financial services and technology sectors, on the full spectrum of related regulatory, transactional and general corporate matters.

Todd has comprehensive knowledge of emerging payment technologies, including those related to money transmission, virtual currencies, electronic payments, and stored value, and advises clients in the structuring and negotiation of commercial arrangements involving the development and offering of related products and services. He routinely counsels clients on federal, state, and international regulatory issues, as well as legislative developments, and represents clients in matters before state and federal bank regulatory agencies. 

Todd is recognized by Chambers and Legal 500 as a leading lawyer in fintech, payments, and financial services regulation. 


Published Work

  • ‘Regulating the future’ for, August/September 2019
  • ‘To charter or not to charter? Considerations for FinTech companies seeking to apply for an OCC special purpose national bank charter’ for Digital Business Lawyer, October 2018
  • ‘Recent Regulatory Developments Applicable to Prepaid Cards’ for The Review of Banking & Financial Services, February 2013
  • ‘The Evolution of Private Equity Investment in Failed Institutions’ for The Review of Securities & Commodities Regulation, June 2010



Registered Foreign Lawyer, England and Wales, 2024

Admitted in the District of Columbia

Admitted in the State of Georgia


Emory University School of Law, JD

Mississippi State University, BBA

A&O Shearman was formed on May 1, 2024 by the combination of Shearman & Sterling LLP and Allen & Overy LLP and their respective affiliates (the legacy firms). Any matters referred to above may include matters undertaken by one or more of the legacy firms rather than A&O Shearman.