Poppy Latham
Image of Poppy Latham

Poppy Latham

Senior Associate

Email

poppy.latham@aoshearman.com

Phone

+44 20 3088 2300

Offices

London

V-CARD
Poppy works on a range of structured finance and securitisation transactions and has experience across a variety of asset classes including residential mortgages (owner occupied, buy to let, equity release, bridging and development loans), commercial mortgages (logistics, office and retail) and consumer loans.

Poppy also specialises in securitisation structures across the Middle East with a particular focus on the GCC.

Poppy has also completed a secondment at a major US investment bank, assisting on a wide range of real estate finance transactions.

Poppy was listed in Legal 500 2021 ("client friendly, knowledgeable, thoughtful and responsive. She is also a delight to work with.").

Experience

Representative matters

  • HSBC Saudi Arabia in its capacities as arranger, bookrunner, structuring advisor and sukukholders’ agent on the first residential mortgage-backed securities (RMBS) issuance in the Kingdom of Saudi Arabia by Saudi Real Estate Refinance Company (SRC).
  • USS on its inaugural sponsored securitisation of a portfolio of £411,600,000 equity release mortgage loans. This was a ground breaking transaction setting a new benchmark for equity release funding in the UK.
  • A global financial institution as arranger on the CMBS of a €255,757,500 senior financing of a portfolio of office buildings in Belgium and Luxembourg owned by the Befimmo Group, a Belgian REIT, which was acquired by Brookfield in 2022.
  • Investors on the CMBS restructure of FROSN.
  • The senior lender on a Dutch forward-flow platform.
  • The equity investor on a residential securitisation of a portfolio of mortgage loans originated by Northern Rock, Mortgage Express, Bradford & Bingley and Legal & General Bank Limited.

Speaking Engagements

  • Panelist, Commercial MBS panel, Global ABS Conference, June 2023
  • Panelist, Desert Bloom – Middle East Opportunities panel, Global ABS Conference, June 2025
  • Panelist, Spotlight on CRE panel, SCI’s European ABF Forum, October 2025

Leadership Positions And Professional Affiliations

  • BA (Hons), History and International Relations, University of Exeter, 2011
  • MPhil, Modern South Asian Studies, University of Cambridge, 2012
  • GDL, College of Law, Moorgate, 2013
  • LPC, College of Law, Moorgate, 2014

Recognition

“"Client friendly, knowledgeable, thoughtful and responsive. She is also a delight to work with."”
Legal 500 UK 2021

Qualifications

Admissions

England and Wales, 2016

Academic

BA (Hons), History and International Relations, University of Exeter, 2011

MPhil, Modern South Asian Studies, University of Cambridge, 2012

GDL, College of Law, Moorgate, 2013

LPC, College of Law, Moorgate, 2014

Disclaimer
A&O Shearman was formed on May 1, 2024 by the combination of Shearman & Sterling LLP and Allen & Overy LLP and their respective affiliates (the legacy firms). Any matters referred to above may include matters undertaken by one or more of the legacy firms rather than A&O Shearman.