Karolina Popic


Karolina's expertise spans across the entire debt capital markets, acting in connection with secured (securitisation and covered bonds) and unsecured funding transactions. 

Karolina's experience extends to receivables and cash flow financing and general banking and finance.

Karolina specialises in securitisation and, with the introduction of enabling legislation, in covered bonds. She has significant experience across residential mortgage-backed and asset-backed securities in domestic, US (both SEC-registered and Rule 144A offerings) and Euro markets, acting for all participants involved including originators, issuers, trustees and investors. Karolina has extensive experience across a range of asset classes including residential mortgages (prime, low doc and no doc), commercial property mortgages, reverse mortgages, credit cards, trade receivables, dealer floorplan financings, motor vehicle and equipment leases and hire purchases and chattel mortgages. She also has significant expertise acting for purchasers and sellers of pools of receivables (including securitised receivables) and securitised products.

Chambers Asia Pacific notes the "multi-talented Karolina Popic handles both debt work and securitisation transactions. Sources say 'she has a good depth of experience and sound technical ability'." Karolina has been acknowledged as a "Leading Lawyer" for Capital Markets – structured finance and securitisation in IFLR 1000 Australia. Karolina has been named as one of IFLR1000 Women Leaders for 2021. Legal 500 Australia says that Karolina is a "leading individual" and an "exceptional lawyer", "very attuned to clients needs" and the "go-to person for covered bonds". The AFR has ranked Karolina as a "Best Lawyer" since 2014 in the categories of Debt Capital Markets and Structured Finance. Who’s Who Legal describes Karolina as a "truly outstanding, innovative and technically gifted" lawyer.

Leadership Positions And Professional Affiliations

  • Fellow, Financial Services Institute of Australasia
  • Member, Australian Securitisation Forum



Admitted as a Solicitor (New South Wales, Australia), 2000


Bachelor of Commerce, University of New South Wales, 1998

Bachelor of Laws, University of New South Wales, 1998

A&O Shearman was formed on May 1, 2024 by the combination of Shearman & Sterling LLP and Allen & Overy LLP and their respective affiliates (the legacy firms). Any matters referred to above may include matters undertaken by one or more of the legacy firms rather than A&O Shearman.