Report

Financial services horizon report 2026

In this report we round up the main legislative, regulatory and supervisory developments anticipated in 2026 in both the UK and the EU, to help you plan for the opportunities and the challenges these may bring. 

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Introduction

Overview of the year ahead

Across the UK and EU consistent themes continue to centre around policy objectives of competitiveness, growth and innovation which we explore in detail throughout the various sections of our report. In this overview, we consider overarching policy initiatives shaping the regulatory agenda.

Read the overview

Please note that this report does not seek to cover all regulatory developments planned for 2026 and speaks to matters known as of 31 December 2025. It does not consider changes planned for the insurance or pensions sectors.

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Financial services horizon report 2026

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Overview of the year ahead: regulatory policy drivers in 2026

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Dive into the report

Our report provides updates in key areas, including sustainability and ESG, prudential regulation, markets, payments and fintech. Each section is available for you to explore below or you can download the full report in PDF format above.

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Sustainability and ESG in 2026: UK and EU regulatory priorities and timelines

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Payment services and payment systems in 2026: trends, risks, and priorities

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Report authors

This report was developed by lawyers across our UK and EU financial services regulatory team. You can find links to their profiles below.
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