In this episode, counsel Jean Price and associate Giannis Giortzis discuss with knowledge lawyer Louise Bralsford the paper’s key proposals ranging across wider lending, later life lending, customer understanding and rebalancing risk appetite in the mortgage market.

We explore what DP 25/2 may mean for the mortgage industry and how this fits into the UK’s broader vision for a more supportive and transparent financial landscape.

Join us as we delve into key elements like the interest rate stress test, lending to those with variable income and vulnerable customers and consider the FCA’s possible direction of travel, and what it means for consumers navigating financial decisions.

This is the second episode in our ongoing series. We recommend listening to Episode 1 for further information on the FCA’s proposed reforms to UK mortgage regulation.