Erica Lo

Erica Lo



Hong Kong SAR

Erica advises on a wide range of debt capital markets and financing matters, including medium term note programmes and their drawdowns thereunder, investment grade and ESG bonds, regulatory capital instruments, private placements, liability management, secured financing and listing on The Stock Exchange of Hong Kong Limited. 

She has experience in working on complex deals across Asia-Pacific and Europe.

Erica works with sovereigns, multinational corporations, financial institutions and state-owned enterprises across various sectors including financial services, technology, real estate, energy and many more.


Representative matters

The Government of the HKSAR on the 2023 update of its HKD100b Global MTN Programme and its subsequent drawdowns. 

The joint lead managers on the issuance of USD2.9b 3.58% Non-Cumulative Perpetual Offshore Preference Shares by Industrial and Commercial Bank of China Limited. 

Zhongsheng Group Holdings Limited on its issuance of USD450m 3.00% bonds due 2026 and HKD4,560m zero coupon convertible bonds due 2025, and repurchase of zero coupon convertible bonds due 2023. 

SF Holding Investment Limited on its issuance of multi-tranche guaranteed notes guaranteed by SF Holdings Co., Ltd.. 

Pro bono

Assisting a human rights charity on their research into best practices around structuring international non-profit organisations.

Speaking Engagements

  • Speaker, The Dealer Manager / Solicitation Agent’s perspective of liability management, A&O’s Virtual APAC Finance Academy, September 2022



Hong Kong, 2019


PCLL, The University of Hong Kong, 2017

LL.B., The University of Hong Kong, 2016


English, Chinese (Cantonese), Chinese (Mandarin)
A&O Shearman was formed on May 1, 2024 by the combination of Shearman & Sterling LLP and Allen & Overy LLP and their respective affiliates (the legacy firms). Any matters referred to above may include matters undertaken by one or more of the legacy firms rather than A&O Shearman.