Article

A guide to virtual IBANs and their regulation

A guide to virtual IBANs and their regulation
Published Date
Jul 18 2025

Virtual IBANs have become increasingly popular in the payments industry, but are not always well understood, and the application of regulation (and payment system rules) to vIBANs is not always straight forward.

In a recent article first published by the Butterworths Journal of International Banking and Financial Law, our financial services regulatory lawyers Ben Regnard-Weinrabe, Dil-veer Kang, Anna Lewis-Martinez and Rory Copeland explain vIBANs and how they are used, and comment on some related regulatory considerations.

To read more please download the below PDF.